Palmetto State News

Hurricane Debby is expected to make landfall today along the Florida panhandle. In preparation, Georgia and South Carolina have declared states of emergency due to potential damage when the storm reaches their coasts on Tuesday.

Businesses are advised to review or establish disaster plans. "Understand the risks," especially if your business is in a flood-prone area or vulnerable to other natural disasters. It's crucial to have adequate insurance, including business interruption and flood insurance.

Owners should document assets with photos and videos, storing them securely online or in waterproof containers at safe locations. An emergency response plan should include evacuation routes and meeting places, while a communications plan designates a contact person for employees, customers, and vendors.

Backing up business records is essential; store copies securely in another location and use cloud storage for electronic records. A disaster kit containing essentials like a flashlight, portable radio, batteries, first-aid supplies, non-perishable food, bottled water, a basic tool kit, plastic sheeting, and garbage bags should be prepared by businesses and employees alike.